Get funded as a government contractor.
Working capital for GSA Schedule holders and federal, state & local contractors. Apply in minutes — no obligations and no hard credit pulls.
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These products can be either business loans or merchant cash advances. Business loans may be provided by third parties and are subject to lender approval. Products offered by Fundmerica and affiliates are not consumer loans. In California, loans made or arranged pursuant to a California Finance Lenders Law license made by other lenders. Time to funding subject to processing time by merchant’s bank.
Fundmerica is unable to offer traditional business loans in the state of California due to our lack of a lender’s license.
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Easy application
Just a simple, one-page application and 3 months’ business bank statements.
Grow your business
Get the cash you need for inventory, marketing, expansion, payroll, and more.
Get working capital
Get the money you need to pay bills, taxes and vendors.
Easy
Funding
Fundmerica can quickly and easily customize a small business loan that works for your business, so you can get on with the business of building your bottom line.
15 minute application
24 hour funding decisions
access funds in 2 days
loans up to $1 million
Business funding built for government contractors
Winning a government contract is a milestone — getting paid on one takes patience. Federal, state, and local agencies routinely pay on Net 30 to Net 90 terms, but your payroll, materials, insurance, and equipment costs start the day you’re awarded. Fundmerica bridges that gap with fast working capital for GSA Schedule holders, 8(a), HUBZone, SDVOSB, and WOSB certified firms, and prime or subcontractors at every tier.
Why contractors fund with Fundmerica
- Mobilization capital — cover labor, materials, bonding, and insurance costs before your first invoice goes out.
- Bridge slow agency payments — keep payroll and vendors current while you wait on Net 30/60/90 remittance. Invoice factoring can turn approved invoices into same-week cash.
- Take on bigger awards — a business line of credit gives you draw-as-needed capacity so you can bid larger contracts with confidence.
- Buy or upgrade equipment — equipment financing for the vehicles, machinery, and technology your contract requires.
- Longer-term growth — term loans and SBA loans for expansion, acquisitions, and refinancing.
Approvals are based on your business’s revenue and bank activity — not just your credit score — so a recent award and steady deposits go a long way. Most applications receive a decision within 24 hours, with funding in as little as 2 days. Explore our working capital loans and all financing solutions, estimate payments with the business loan calculator, or read the SBA loan requirements guide in our resources library.
ABOUT US
- Unsecured Capital Available
- Experienced and Friendly Staff
- Fast Funding Decisions
- Secure Application
WHY CHOOSE US
Upgrade Equipment
Use the money to update your equipment and increase efficiency.
Deliver On Time
Don’t let cash flow gaps limit your ability to deliver your products to your customers.
Best Fit Funding
Get the best possible funding solution for your unique business needs.