Welcome to Fundmerica
Your Online Marketplace for Business and Equipment Financing
At Fundmerica, we understand that financing is a crucial element to the success of any business. That’s why we’ve created an online marketplace that connects business owners and equipment buyers with top lenders across the country. Our mission is to simplify the lending process and make it easier for businesses to access the funding they need.
Our process is simple and straightforward. Here’s how it works:
1
Tell Us About Your Financing Needs: Tell us about your financing needs. Whether you’re looking for working capital, equipment financing, or a business loan, we have a network of lenders that can help. Our platform allows you to compare multiple loan offers and choose the one that’s best for your business.
2
Connect with Lenders: Once you’ve submitted your loan request, we’ll connect you with our network of lenders. Our lenders specialize in different types of financing, so we’ll match you with the lenders that best meet your needs. You can compare loan offers, interest rates, and terms to find the financing that works best for you.
3
Get Funded: After you’ve chosen a product, we will work directly with them to finalize your loan. Our lenders offer competitive rates and flexible terms, so you can find the financing that works best for your business. Once your loan is approved, you’ll receive your funds in as little as 24 hours.
Why Choose Fundmerica?
1
Easy Application Process: Our online platform makes it easy to apply for financing. You can complete the application in just a few minutes, and our team is always available to help if you have any questions.
2
Wide Range of Financing Options: We offer a wide range of financing options, including a business line of credit, working capital loans, equipment financing, ERTC, and more. Our network of lenders specializes in different types of financing, so you can find the right loan for your business.
3
Fast Funding: We know that time is of the essence when it comes to business financing. That’s why our lenders offer fast funding, with some loans funding in as little as 24 hours.
4
Competitive Rates and Terms: Our network offers competitive rates and flexible terms, so you can find the financing that works best for your business. We believe in transparency, so we’ll always provide you with clear and upfront information about your loan.
5
Excellent Customer Service: Our team is dedicated to providing excellent customer service. We’re here to answer your questions and help you through the lending process from start to finish.
In conclusion, Fundmerica is your go-to online marketplace for business and equipment financing. With our easy application process, a wide range of financing options, and excellent customer service, we make it easy for businesses to access the funding they need to grow and succeed. Contact us today and see how Fundmerica can help your business thrive.
Explore Your Funding Options
Every business is different, so we match you to the right product across our network. Explore the guides below to see rates, requirements, and how each option works — then apply once to compare real offers.
Working Capital Loans
Lump-sum cash for payroll, inventory, or a seasonal gap — funded in 24–48 hours.
Business Line of Credit
Revolving credit you draw from as needed; pay interest only on what you use.
SBA Express Loans
Government-backed loans up to $500K with the lowest rates, if you qualify.
Equipment Financing
Buy or lease equipment using the asset itself as collateral.
Merchant Cash Advance
Fast funding repaid from future sales — understand the true cost first.
Invoice Factoring
Turn unpaid B2B invoices into cash in 24–48 hours, with no new debt.
Revenue-Based Financing
Funding that flexes with your sales — approvals from a 500 credit score.
Bad-Credit Funding
Options for damaged credit, driven by revenue instead of your FICO score.
The 2026 Funding Guide
Our complete walkthrough of every product, rate, and qualification.
Why a Marketplace Beats a Single Bank
In the Federal Reserve’s 2026 Small Business Credit Survey, only 42% of applicants received the full amount of financing they sought — and the SBA set a record $44.8 billion in 7(a) and 504 loans in FY2025. The capital is out there; the hard part is finding the right source. Fundmerica compares 75+ banks, SBA lenders, and alternative funders with one application and a soft credit pull — so you see your real options side by side instead of guessing. Call (888) 490-3126 to talk it through.
Easy
Funding
Fundmerica can quickly and easily customize a small business loan that works for your business, so you can get on with the business of building your bottom line.
15 minute application
24 hour funding decisions
access funds in 2 days
loans up to $1 million
WHAT OUR CLIENTS SAY
FREQUENTLY ASK QUESTIONS
Our experienced staff will help you choose the best option for funding based on your needs and business profile. We’re here to help you every step of the way.
No, you can still qualify for business financing regardless of your personal credit history.
You can get a funding decision in as little as 24 hours! Just fill out our online application to get started.
Company Information
Fundmerica is the trade name of Fund 411 Inc, a California corporation. We have connected U.S. small-business owners with financing since 2017 and present products from our third-party lender network as an authorized referral partner (Independent Sales Organization) under signed agreements. Fundmerica is not a lender and is not affiliated with the U.S. Small Business Administration.
Fund 411 Inc DBA Fundmerica
Menifee, California
Phone: (888) 490-3126
Email: info@fundmerica.com
Fundmerica is the trade name of Fund 411 Inc, a California corporation. Online advertising for fundmerica.com is purchased by RCBH Fund LLC, an affiliated company under common ownership with Fund 411 Inc. Both entities are owned and operated by the same principal.
Get Your Free Funding Quote
See what you qualify for in minutes — soft credit pull, no FICO impact. $10K–$500K, funded in 24–48 hours from 75+ sources.
- Soft pull only
- $10K–$500K
- 24–48 hr funding
- No obligation
Prefer to talk? Call (888) 490-3126 — no obligation.